FAQ

Family Health Care, Oncology, Orthopedics, OB Health Services: Caribou, ME

FAQ

  • When will I receive my hospital bill?

      Insured Patients
      A statement will be mailed once all insurance coverage has been applied and there is a remaining balance. (Deductibles, Co-Insurance, Co-Payments and Non-Covered Charges).

      Un-Insured Patients
      A statement will be mailed within 7 – 10 days of discharge.

  • Can I receive an itemized bill?

      You may request an itemized bill by contacting the billing office.

  • What is a deductible? Coinsurance? A co-payment?

      A “deductible” is an annual expense that you must pay before your insurance benefits can begin. This amount can vary based on place of service (i.e. your doctor’s office vs. a large hospital). Supplemental Insurance Plans may also cover this cost.

      “Coinsurance” is the portion of the total bill (usually a percentage) that is the patient’s (or guarantor’s) responsibility to pay. This amount can vary based on place of service (i.e. your doctor’s office vs. a large hospital). Supplemental Insurance Plans may also cover this cost.

      A “Co-pay” is a set amount paid each visit, based on your insurance policy. This usually is not applied towards your deductible.

      For example, on a $500 bill, your deductible might be $150, so you would have to pay the first $150. This leaves a balance of $350. Of that $350, your co-insurance might be 20%, meaning that you will have to pay an additional $70. Your insurance company should pay the remaining $280. The hospital will file this claim for you. After insurance has been billed, you may receive a bill on any remaining balances.

  • Why am I being billed when I have insurance?

      You should have received an Explanation of Medical Benefits (EOMB) or Explanation of Payment (EOP) from your insurance company, showing how they considered your claim. This EOMB / EOP should have a contact telephone number or web site where you can reach your insurance company for questions. Please contact your insurance company or benefits office with questions about denied claims.

  • What is an Explanation of Benefits, (EOB), or Explanation of Payment, (EOP)?

      An explanation of benefits (commonly referred to as an EOB form) is a statement sent by a health insurance company to covered individuals explaining what medical treatments and/or services were paid for on their behalf.

      After one or more Claims are submitted to a payer, the payer will determine how much the provider will be compensated for the procedures performed. When this payment is made to the provider, the patient is usually informed that the payer is making the payment by receiving a statement, called an “Explanation of Benefits”, from the payer. The provider is paid and is informed as to which procedures are being paid via a statement called an “Explanation of Payments” or “EOP”.

  • What methods can I use to pay my bill?

      We accept most major credit cards, debit cards, check or cash payments. Please visit our Payment Options page.

  • What if I cannot pay my bill in full within 30 days or if I need help paying my bill?

      We do offer Payment Plans, or you may qualify for our Financial Assistance Program. Please contact our Financial Counselors’ office for assistance at 207-498-1617 or 498-1371, or 800-858-2279, ext. 1617 or 1371; by visiting our Business Office at 24 Sweden St., Caribou, ME, 04736, or by email at billinghelp@carymed.org.  Our Financial Counselors are available to assist you Monday through Friday, 9 am – 4 pm.  Please visit our Payment Options or Financial Assistance pages for more information.

  • How do I obtain an application for your Financial Assistance Program?

      Please contact our Financial Counselors’ office about our Financial Assistance Program, at 207-498-1617 or 498-1371, or 800-858-2279, ext. 1617 or 1371, or by visiting our Business Office at 24 Sweden St., Caribou, ME 04736. Our Financial Counselors are available to assist you Monday through Friday, 9 am – 4 pm. Please visit our Financial Assistance page for more information.

  • Why am I receiving more than one bill from the hospital?

      In addition to your bill from the hospital, you may receive bills from private practice physicians who may have provided services to you. For instance, you may receive bills from consulting physicians, radiologists, or other specialists. Please contact their office directly if you have questions concerning their bills.

  • What other bills will I receive?

      You may also receive bill(s) from our Hospitalist(s) if you are an inpatient. You may also receive bill(s) from any outside provider(s) that may provide consultation services or diagnostic testing, i.e., Radiologists, Anesthesiologists, Emergency Room Physicians, Ambulance Service, etc…

      You are considered an inpatient when you are formally admitted to the hospital with a Physician’s order. The day before you are discharged from the hospital is your last inpatient day.

      You are considered an outpatient if you are receiving emergency department services, observation services, outpatient surgery, lab tests, X-rays, or any other hospital services, and the doctor has not written an order to admit you to the hospital as an inpatient. In these situations, you are considered an outpatient even if you stay overnight at the hospital.

 

What People Say About Us

Here are just a few of the many positive things our patients have to say about their the care they received at Cary Medical Center.

  1. Mike is a great PT - - just loved him.

    Tyler H.

    Tyler H.

  2. The Cary Physical Therapy folks were friendly and welcoming. They introduced themselves and called me by my first name which made me feel like they thought of me as a person and not just another patien. We set goals and met them - they taught how to walk correctly with a cane which I found helpful. My month at Cary P.T. was an enjoyable experience. I'd recommend it to anyone.

    Linda M.

    Linda M.

  3. I always choose Cary for myself and my son without a doubt. We have always had a wonderful experience.

    Wanda L.

    Wanda L.

  4. I want to thank every one at Cary Medical Center for help and kindness. Not just one person everyone was so nice. That's why I only go to Cary Medical Center Cary is the best hospital around.

    Jenn W.

    Jenn W.

  5. I came in by ambulance due to heart issues. The nurses were excellent, lab techs very competent.

    Tyler H.

    Tyler H.

  6. I was very happy with the care I received at Cary. Just wanted to say that in addition to the clear level of medical competence & professionalism of all the staff I met, regardless of level, I also appreciated their interpersonal demeanor & bedside manner. I was afraid, and the were able to calm my fears.

    James R.

    James R.

  7. I had wonderful care from nurses & CNA's during my 12 day staff. Too many to record names.

    Linda M. - Surgical client

    Linda M.

  8. I was very impressed over all with my colonoscopy. Dr. & nurses were excellent and never once made me feel I was an imposition to them when they were so busy. I have already recommended Cary to my friends

    Wanda L. - Surgical client

    Wanda L.

  9. All were informed and had excellent attitudes. Very professional and caring.

    Jenn W. - Surgical client

    Jenn W.

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